Depending on the plan you choose, you may be required to pay the following out of pocket before your insurance covers at 100 percent:
- Deductible — The amount you pay before your insurance begins picking up any of the costs for certain services. Deductibles are typically between $500 and $2,000.
- Copayment — The cost you're required to pay for certain services or prescription medications. Your copayments will vary depending on your plan and the type of service or medication you receive.
- Co-insurance — A percentage of the cost a doctor or hospital charges that you're required to pay.
Note: If you have a plan with Hospital Choice Cost Sharing, you will have different out-of-pocket costs depending on the hospital where you choose to get care.
Have more questions? You can find definitions of other common medical terms or get answers to FAQs 24/7.
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